Comments on: Monthly Cash Flow Plans

By: Another 2010 Goal Update :: GettingFreedom.net

Another 2010 Goal Update :: GettingFreedom.net — Tue, 06 Apr 2010 19:51:04 +0000

[...] was making up another Monthly Cash Flow plan in my budget notebook, and plugging numbers away in my Loan Amortization chart when I realized that [...]

By: Jenny

Jenny — Mon, 19 Oct 2009 20:01:14 +0000

Just stopping by from WFMW (almost a week later xP ). Loved the post.

By: Erin

Erin — Sat, 17 Oct 2009 04:33:11 +0000

Congratulations on achieving so much is not so much time…very impressive. I think even more fundamental than a monthly cash flow statement has been getting my husband and me on the EXACT same page. We've struggled mightily with issue and it derailed our debt progress for at least a year. Now that we've both seen the light, we're finally starting to make progress and my heart feels lighter, even as our numbers don't yet reflect much progress.

By: shopannies

shopannies — Fri, 16 Oct 2009 17:21:02 +0000

great post when you know exactly where money goes it does help out alot

By: Mandi

Mandi — Thu, 15 Oct 2009 00:45:27 +0000

This is really good advice. We've been talking a lot lately about budgeting and where our money goes, and I think we need to a plan like this. Thanks for sharing!

By: Heather

Heather — Wed, 14 Oct 2009 22:54:17 +0000

Thanks for sharing. I'll be back for more encouragement as my hunny and I just started Ramsey's FPU.

Heather
http://lilyofthefield-heather.blogspot.com

By: Kaye

Kaye — Wed, 14 Oct 2009 15:26:43 +0000

I just set up my first one of these last week and I'm excited to see how it plays out. I plan on tweaking it until I get it "just right" for now so we can attack our debts as well. I have a column on my spreadsheet that tallies the difference in spending and incoming and have another column to note where that will be allotted. I'm excited to get this rolling. Great tip!

By: Anna

Anna — Wed, 14 Oct 2009 13:31:20 +0000

Sorry, didn't see it there I've found that using a notebook for all my planning has worked best for me too. I'm not sure why. I've tried using binders and other more "organized" systems, but I always seem to go back to the boring old notebook. I use for everything from planning my day, to meal plans, and grocery lists. I'll email you soon…I'd like to pick your brain a bit

By: Wanda

Wanda — Wed, 14 Oct 2009 13:09:51 +0000

We're learning the hard way!
It's very costly to have 3 teens all at once and one of them in college.
During 2008, hubby lost his job for 4 months. We are still trying to catch up.
We've found having money go directly to something....keeps us lined up.
There's never enough..but God never fails.

By: Phoebe @ Cents to Get Debt Free

Phoebe @ Cents to Get Debt Free — Wed, 14 Oct 2009 12:32:47 +0000

Michele-

I use a spiral bound notebook, for a couple reasons. Something about writing the information down just works better for me, versus storing it electronically. Also, since it is a notebook, I can go back and see former cash flow plans, and my bi-weekly bill assignmeents.

In this notebook I also track our financial journey, debt snowball, and write plenty of notes to myself regarding our future plans. I've kept one since the beginning of 2008 and I've loved being able to go back and read all this information and see exactly how far we've come.

I hope that all makes sense!