Comments on: Finding Freedom: Did you do it?!

By: Beth@Not a Bow in Sight

Beth@Not a Bow in Sight — Fri, 30 Jan 2009 02:05:00 +0000

I showed you my numbers…I think we’ve got a good game “plan.”

Do you budget date nights with your hubby and babysitting??

By: Alyssa and Ron

Alyssa and Ron — Thu, 29 Jan 2009 22:15:00 +0000

PHEW! What a task! We just finished writing down our debts, income, and what can we cut out. We had a scary realization that we barely make enough on our 1 income to pay our debts, since that is what a majority of it is. We have cut our home phone, went on parents cell plan. This alone saved $60+ since we don’t have to pay the cell bill every month. We are getting rid of our tv although it is a tough one. We realized that we can watch all the missed episodes on the internet. This was a $60 savings. We are selling our car and praying we are shown the right one to purchase, with cash. Another $250 cut when this happens. We are lowering our food and gas budget from what we initially wrote down, $150. What a great challenge. We have nothing left to cut. Thank you for you blog and for the encouragement to use Dave Ramsey. We are just part way through the book and ready to be gazelle’s.

By: StrusaD

StrusaD — Wed, 28 Jan 2009 16:23:00 +0000

We do a monthly budget, but not quite like this. I like the way you have things set up in your “cash flow plan”. We usually just try to have a little gap between income and expences so we can splurge some times. (However this happens to often). I decided since its almost feb to try your plan for a few months and see how it works for us. So far so good. Our snow ball is now smaller (by over 100/month! Ouch!), but that’s because this helped us see some things we needed to budget for, that we hadn’t.

By: Virginia

Virginia — Tue, 27 Jan 2009 13:12:00 +0000

I’m glad to have stumbled upon your blog; we are working hard in our home to reduce debt AND save up a down payment for a home this year (two adults, one teenager and 2 cats in a small apartment keeps me motivated!). Did you know that you can catch a lot of TV shows on the net for free? You might check to see if some of the history channel programs are on some of these free sites or not.

By: Anonymous

Anonymous — Tue, 27 Jan 2009 00:48:00 +0000

Hi! I’ve been silently following your blog for a month or so, even trying my hand at the envelope system! One recent cut my husband and I made a few weeks ago is to get rid of our traditional home phone and bought a “magic jack” (from the infomercial!) We went from $40 a month phone bill to one $19.95 payment a year! So far it’s working great, only downfall is that you have to have your computer on during phone call hours…but ours is on almost all of the time anyway. Since we all have cell phones we hardly used the home phone anyway so this was an exciting place to “think out of the box” for a major savings every month. Thanks for all of your hard work on this wonderful blog!!!

By: Olivia

Olivia — Mon, 26 Jan 2009 19:24:00 +0000

I have my guy writing down ALL expenses until his check is gone and I will do the same when I get paid next time. We are BOTH excited to see where we can trim money from! Right now it's looking like our bar tab is getting a BIG trim! It use to be $150 a week to nothing for the past 2 weeks. But we used that money to go out to dinner every night last week. Made a deal to stay home ALL week and I even posted a menu.

Can't wait to update you with how much we know we can save and pay down debt!

Right now we keep finances separate until we both pay off all debt (except my house). We figured out a number for him to pay me each payday to cover household bill and he helps with the grocery budget and meals out.

By: Lauri

Lauri — Mon, 26 Jan 2009 16:55:00 +0000

I am in the process of getting this done. Hoping to have it all finished and the envelopes working for February. So far I am quite amazed at how much is spent on groceries. $30 here another $20 there then my big weekly purchases for $100+. Thanks for the post I stumbled upon your site on Friday and it got me motivated to do this and my hubby was on board since he had wanted me to try this before.

By: momstheword

momstheword — Mon, 26 Jan 2009 16:37:00 +0000

I am still working on this since my husband is the one that manages the bills. I only manage the grocery budget. So I need to get the numbers from him. I’ll tell him you’re waiting…hehehehehe!