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	<title>Comments on: October Check-up &amp; Another Question</title>
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	<link>http://www.gettingfreedom.net/2008/10/october-check-up-another-question.html</link>
	<description>Getting Freedom from Debt.  Loving the Unconventional Life.</description>
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		<title>By: momstheword</title>
		<link>http://www.gettingfreedom.net/2008/10/october-check-up-another-question.html/comment-page-1#comment-175</link>
		<dc:creator>momstheword</dc:creator>
		<pubDate>Fri, 31 Oct 2008 16:47:00 +0000</pubDate>
		<guid isPermaLink="false">http://www.gettingfreedom.org/2008/10/october-check-up-another-question.html#comment-175</guid>
		<description>The powdered milk is supposed to be just as nutritious, and it is usually cheaper.  We mixed 1/2 gallon of 2% milk with 1/2 gallon of very cold powdered milk (that&#039;s why nobody noticed).  As for my frugal planning list, I posted some of my ideas of areas under &quot;How High Are You Willing To Climb To Get Out Of Debt&quot; on my blog.  Come visit and let me know what you think!</description>
		<content:encoded><![CDATA[<p>The powdered milk is supposed to be just as nutritious, and it is usually cheaper.  We mixed 1/2 gallon of 2% milk with 1/2 gallon of very cold powdered milk (that&#8217;s why nobody noticed).  As for my frugal planning list, I posted some of my ideas of areas under &#8220;How High Are You Willing To Climb To Get Out Of Debt&#8221; on my blog.  Come visit and let me know what you think!</p>
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		<title>By: Phoebe</title>
		<link>http://www.gettingfreedom.net/2008/10/october-check-up-another-question.html/comment-page-1#comment-174</link>
		<dc:creator>Phoebe</dc:creator>
		<pubDate>Fri, 31 Oct 2008 11:55:00 +0000</pubDate>
		<guid isPermaLink="false">http://www.gettingfreedom.org/2008/10/october-check-up-another-question.html#comment-174</guid>
		<description>Jaime-&lt;br/&gt;I&#039;m all about cutting back...but freezing cold piggies?!  I&#039;m not that frugal...yet! :)&lt;br/&gt;We&#039;ve cut back on some things...but I&#039;m with you, I think we would have done it anyway.  &lt;br/&gt;&lt;br/&gt;momstheword-&lt;br/&gt;I&#039;ve thought about the powdered milk thing.  That is my highest expense when I grocery shop, and I&#039;ve cut us down because of the price twice already.  Is it really that much cheaper though.  And what about nutrition...is it equilvalent?&lt;br/&gt;A &quot;frugal planning&quot; list?  OOhhh..do tell.  I&#039;m all about saving money! :)&lt;br/&gt;&lt;br/&gt;Thank you everyone for your input/comments!</description>
		<content:encoded><![CDATA[<p>Jaime-<br />I&#8217;m all about cutting back&#8230;but freezing cold piggies?!  I&#8217;m not that frugal&#8230;yet! <img src='http://www.gettingfreedom.net/wp-includes/images/smilies/icon_smile.gif' alt=':)' class='wp-smiley' /> <br />We&#8217;ve cut back on some things&#8230;but I&#8217;m with you, I think we would have done it anyway.  </p>
<p>momstheword-<br />I&#8217;ve thought about the powdered milk thing.  That is my highest expense when I grocery shop, and I&#8217;ve cut us down because of the price twice already.  Is it really that much cheaper though.  And what about nutrition&#8230;is it equilvalent?<br />A &#8220;frugal planning&#8221; list?  OOhhh..do tell.  I&#8217;m all about saving money! <img src='http://www.gettingfreedom.net/wp-includes/images/smilies/icon_smile.gif' alt=':)' class='wp-smiley' /> </p>
<p>Thank you everyone for your input/comments!</p>
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		<title>By: momstheword</title>
		<link>http://www.gettingfreedom.net/2008/10/october-check-up-another-question.html/comment-page-1#comment-173</link>
		<dc:creator>momstheword</dc:creator>
		<pubDate>Fri, 31 Oct 2008 06:36:00 +0000</pubDate>
		<guid isPermaLink="false">http://www.gettingfreedom.org/2008/10/october-check-up-another-question.html#comment-173</guid>
		<description>We are already pretty frugal, like you, but we have areas we can cut back on.  So yes, we are cutting back.  I recently did a powdered milk experiment (kids didn&#039;t notice a thing, lol!).  I have a whole &quot;frugal planning&quot; list I&#039;m experimenting with...I want to save some money! LOL!</description>
		<content:encoded><![CDATA[<p>We are already pretty frugal, like you, but we have areas we can cut back on.  So yes, we are cutting back.  I recently did a powdered milk experiment (kids didn&#8217;t notice a thing, lol!).  I have a whole &#8220;frugal planning&#8221; list I&#8217;m experimenting with&#8230;I want to save some money! LOL!</p>
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		<title>By: Jamie</title>
		<link>http://www.gettingfreedom.net/2008/10/october-check-up-another-question.html/comment-page-1#comment-172</link>
		<dc:creator>Jamie</dc:creator>
		<pubDate>Fri, 31 Oct 2008 04:31:00 +0000</pubDate>
		<guid isPermaLink="false">http://www.gettingfreedom.org/2008/10/october-check-up-another-question.html#comment-172</guid>
		<description>Agh! Gas is still $2.29 here (not that I&#039;m complaining, really).  Good for you for putting $200 towards the truck.. slow and steady wins the race!  &lt;br/&gt;&lt;br/&gt;When I budget I tend to overbudget in all areas (I would rather end up with savings, then end up short). Its sorta like a game to me.. I know that if I can spend less than I budget then I will get to put more into savings each month (I&#039;m a dork, I know!) &lt;br/&gt;&lt;br/&gt;Maybe keep your numbers the same, but think to yourself if you don&#039;t spend all of it then you can pay off the truck faster!&lt;br/&gt;&lt;br/&gt;Thanks to the wonderful world of coupons opening its doors to me I feel like I&#039;m spending less now and getting twice as much!  We have made changes in spending in some areas (though I don&#039;t know how much is due to the economy, b/c I feel like I probably would have done it anyway, but now it is easier to get DH on board!) for ex. i refuse to turn on the heat, even though my toes are frozen and its 56 degrees in here. I will wait as long as humanly possible so to put off a ridiculous gas bill. :)</description>
		<content:encoded><![CDATA[<p>Agh! Gas is still $2.29 here (not that I&#8217;m complaining, really).  Good for you for putting $200 towards the truck.. slow and steady wins the race!  </p>
<p>When I budget I tend to overbudget in all areas (I would rather end up with savings, then end up short). Its sorta like a game to me.. I know that if I can spend less than I budget then I will get to put more into savings each month (I&#8217;m a dork, I know!) </p>
<p>Maybe keep your numbers the same, but think to yourself if you don&#8217;t spend all of it then you can pay off the truck faster!</p>
<p>Thanks to the wonderful world of coupons opening its doors to me I feel like I&#8217;m spending less now and getting twice as much!  We have made changes in spending in some areas (though I don&#8217;t know how much is due to the economy, b/c I feel like I probably would have done it anyway, but now it is easier to get DH on board!) for ex. i refuse to turn on the heat, even though my toes are frozen and its 56 degrees in here. I will wait as long as humanly possible so to put off a ridiculous gas bill. <img src='http://www.gettingfreedom.net/wp-includes/images/smilies/icon_smile.gif' alt=':)' class='wp-smiley' /> </p>
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		<title>By: Phoebe</title>
		<link>http://www.gettingfreedom.net/2008/10/october-check-up-another-question.html/comment-page-1#comment-168</link>
		<dc:creator>Phoebe</dc:creator>
		<pubDate>Thu, 30 Oct 2008 17:01:00 +0000</pubDate>
		<guid isPermaLink="false">http://www.gettingfreedom.org/2008/10/october-check-up-another-question.html#comment-168</guid>
		<description>Yay for budgets!!!  And Walgreen&#039;s !!  When does yours open?&lt;br/&gt;&lt;br/&gt;ooh..and Aldi&#039;s.  Favorite store next to Wags. It&#039;ll take ya a bit to get in the groove of your budget...but you will.  And then, when you see your debt shrink, you&#039;ll be so far in..you won&#039;t ever look back!&lt;br/&gt;&lt;br/&gt;Great news, Kristina!  I&#039;m so excited for you guys!&lt;br/&gt;&lt;br/&gt;And dinner....alright, but only if it&#039;s frugal! :)&lt;br/&gt;Off to take a looky at your blog....</description>
		<content:encoded><![CDATA[<p>Yay for budgets!!!  And Walgreen&#8217;s !!  When does yours open?</p>
<p>ooh..and Aldi&#8217;s.  Favorite store next to Wags. It&#8217;ll take ya a bit to get in the groove of your budget&#8230;but you will.  And then, when you see your debt shrink, you&#8217;ll be so far in..you won&#8217;t ever look back!</p>
<p>Great news, Kristina!  I&#8217;m so excited for you guys!</p>
<p>And dinner&#8230;.alright, but only if it&#8217;s frugal! <img src='http://www.gettingfreedom.net/wp-includes/images/smilies/icon_smile.gif' alt=':)' class='wp-smiley' /> <br />Off to take a looky at your blog&#8230;.</p>
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		<title>By: Kristina</title>
		<link>http://www.gettingfreedom.net/2008/10/october-check-up-another-question.html/comment-page-1#comment-167</link>
		<dc:creator>Kristina</dc:creator>
		<pubDate>Thu, 30 Oct 2008 16:02:00 +0000</pubDate>
		<guid isPermaLink="false">http://www.gettingfreedom.org/2008/10/october-check-up-another-question.html#comment-167</guid>
		<description>I am so excited about budgeting now because of you!&lt;br/&gt;&lt;br/&gt;I&#039;m not that great but I&#039;m loving Walgreens.  I can&#039;t wait for ours to open.&lt;br/&gt;&lt;br/&gt;My grocery budget is the same as yours.  I went over this month by about 164.00 - but I plan on making that last for 2 months (gotta love aldi&#039;s, get more for your money).&lt;br/&gt;&lt;br/&gt;I started a new blog to keep track of it all.&lt;br/&gt;&lt;br/&gt;http://smartshoppingfrugalspending.blogspot.com/&lt;br/&gt;&lt;br/&gt;I already made my coupon book and I&#039;m just waiting to get them organized (i need my card sheets to put them in.)&lt;br/&gt;&lt;br/&gt;So when we get a lot paid off, Chris and I owe you guys a dinner.</description>
		<content:encoded><![CDATA[<p>I am so excited about budgeting now because of you!</p>
<p>I&#8217;m not that great but I&#8217;m loving Walgreens.  I can&#8217;t wait for ours to open.</p>
<p>My grocery budget is the same as yours.  I went over this month by about 164.00 &#8211; but I plan on making that last for 2 months (gotta love aldi&#8217;s, get more for your money).</p>
<p>I started a new blog to keep track of it all.</p>
<p><a href="http://smartshoppingfrugalspending.blogspot.com/" rel="nofollow">http://smartshoppingfrugalspending.blogspot.com/</a></p>
<p>I already made my coupon book and I&#8217;m just waiting to get them organized (i need my card sheets to put them in.)</p>
<p>So when we get a lot paid off, Chris and I owe you guys a dinner.</p>
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		<title>By: April</title>
		<link>http://www.gettingfreedom.net/2008/10/october-check-up-another-question.html/comment-page-1#comment-166</link>
		<dc:creator>April</dc:creator>
		<pubDate>Thu, 30 Oct 2008 15:14:00 +0000</pubDate>
		<guid isPermaLink="false">http://www.gettingfreedom.org/2008/10/october-check-up-another-question.html#comment-166</guid>
		<description>I would keep the gas budget the same. the low price is nice(I seen $1.95 here this morning) but it will eventually go back up&lt;br/&gt;&lt;br/&gt;Have you tried listing stuff on Craigslist? Ebay and Paypal take so much out anymore in fees. &lt;br/&gt;&lt;br/&gt;Congrats on coming under on your grocery budget!</description>
		<content:encoded><![CDATA[<p>I would keep the gas budget the same. the low price is nice(I seen $1.95 here this morning) but it will eventually go back up</p>
<p>Have you tried listing stuff on Craigslist? Ebay and Paypal take so much out anymore in fees. </p>
<p>Congrats on coming under on your grocery budget!</p>
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		<title>By: Miriam</title>
		<link>http://www.gettingfreedom.net/2008/10/october-check-up-another-question.html/comment-page-1#comment-165</link>
		<dc:creator>Miriam</dc:creator>
		<pubDate>Thu, 30 Oct 2008 14:59:00 +0000</pubDate>
		<guid isPermaLink="false">http://www.gettingfreedom.org/2008/10/october-check-up-another-question.html#comment-165</guid>
		<description>That&#039;s super that you stayed in your budget this month on the groceries!  And also that you put $200 extra on the truck!!  Woop, Woop!! (doing the happy dance here for ya&#039;)&lt;br/&gt;&lt;br/&gt;Gas and our budget... &quot;way back when&quot; before gas decided it was a mountain climber, DH was able to stop driving his personal truck to work.  So since it was only my car doing most of the driving I waited a couple months, looked to see what we were kinda spending on gas, and lowered the auto budget accordingly.  Then I was working and driving to work every day... we were able to stay close to the budget, but I had to put some of my paycheck towards it once in a while, esp if we made an extra trip.  Then I stayed at home again, and gas hit the roof.  If we didn&#039;t go ANYwhere extra, we were ok, but if we did make any extra trips, we were always over budget.  I didn&#039;t change the budget, I just added what we needed each month and we were careful to make trips count.  Hopefully we&#039;ll be back to under budget next month with the lower gas prices.  I always liked it when we had lots left over in the gas budget, &#039;cause I would take most of it and put it on the mortgage :)</description>
		<content:encoded><![CDATA[<p>That&#8217;s super that you stayed in your budget this month on the groceries!  And also that you put $200 extra on the truck!!  Woop, Woop!! (doing the happy dance here for ya&#8217;)</p>
<p>Gas and our budget&#8230; &#8220;way back when&#8221; before gas decided it was a mountain climber, DH was able to stop driving his personal truck to work.  So since it was only my car doing most of the driving I waited a couple months, looked to see what we were kinda spending on gas, and lowered the auto budget accordingly.  Then I was working and driving to work every day&#8230; we were able to stay close to the budget, but I had to put some of my paycheck towards it once in a while, esp if we made an extra trip.  Then I stayed at home again, and gas hit the roof.  If we didn&#8217;t go ANYwhere extra, we were ok, but if we did make any extra trips, we were always over budget.  I didn&#8217;t change the budget, I just added what we needed each month and we were careful to make trips count.  Hopefully we&#8217;ll be back to under budget next month with the lower gas prices.  I always liked it when we had lots left over in the gas budget, &#8217;cause I would take most of it and put it on the mortgage <img src='http://www.gettingfreedom.net/wp-includes/images/smilies/icon_smile.gif' alt=':)' class='wp-smiley' /> </p>
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		<title>By: Phoebe</title>
		<link>http://www.gettingfreedom.net/2008/10/october-check-up-another-question.html/comment-page-1#comment-164</link>
		<dc:creator>Phoebe</dc:creator>
		<pubDate>Thu, 30 Oct 2008 14:04:00 +0000</pubDate>
		<guid isPermaLink="false">http://www.gettingfreedom.org/2008/10/october-check-up-another-question.html#comment-164</guid>
		<description>It cost me about the same to fill up, and I was so excited!  I never thought we would see it dip that low again.  We&#039;ll see how long is lasts.&lt;br/&gt;&lt;br/&gt;Isn&#039;t the &quot;light&#039; great! Such a great feeling.  WTG to you all too!  You&#039;ll be debt free before you know it! :)</description>
		<content:encoded><![CDATA[<p>It cost me about the same to fill up, and I was so excited!  I never thought we would see it dip that low again.  We&#8217;ll see how long is lasts.</p>
<p>Isn&#8217;t the &#8220;light&#8217; great! Such a great feeling.  WTG to you all too!  You&#8217;ll be debt free before you know it! <img src='http://www.gettingfreedom.net/wp-includes/images/smilies/icon_smile.gif' alt=':)' class='wp-smiley' /> </p>
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		<title>By: Hayley</title>
		<link>http://www.gettingfreedom.net/2008/10/october-check-up-another-question.html/comment-page-1#comment-163</link>
		<dc:creator>Hayley</dc:creator>
		<pubDate>Thu, 30 Oct 2008 13:30:00 +0000</pubDate>
		<guid isPermaLink="false">http://www.gettingfreedom.org/2008/10/october-check-up-another-question.html#comment-163</guid>
		<description>WTG!!!  Sounds like you guys are doing really well!  I, too, am excited to see gas prices lower again!!  It now only costs $50 to fill up rather than $80.  We will have our van paid in full by the end of November, and I&#039;m so excited to throw that payment to our next debt!!!  I can see the light! :)</description>
		<content:encoded><![CDATA[<p>WTG!!!  Sounds like you guys are doing really well!  I, too, am excited to see gas prices lower again!!  It now only costs $50 to fill up rather than $80.  We will have our van paid in full by the end of November, and I&#8217;m so excited to throw that payment to our next debt!!!  I can see the light! <img src='http://www.gettingfreedom.net/wp-includes/images/smilies/icon_smile.gif' alt=':)' class='wp-smiley' /> </p>
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